Access NACA's Best in America Mortgage

  • Sin pago inicial
  • No closing costs or fees
  • No mortgage insurance
  • Sin consideración de puntaje crediticio

Below market fixed-rate

As of January 3rd, 2025

6%

30-year fixed

5.5%

20-year fixed

5.25%

15-year fixed

A Home for the Holidays

Haneefah Warren's journey is a testament to resilience. Overcoming countless challenges in her life, she has achieved remarkable success through NACA's Section 8 program.

Read Haneefah's Inspiring Story

Logra los eventos de ensueño

Logra los eventos de ensueño

Qualify for NACA's Best in America Mortgage!

Riverside, CA January 24th - 26th, 2025Las Vegas, NV January 30th-February 2nd, 2025Indianapolis, IN June 27th - 29th, 2025Previous Achieve The Dream Event videos

Next: Affordable Modular Homes in Selma

Affordable Modular Homes in Selma

NACA is building modular factory built, high quality, energy efficient affordable homes in Selma and then nationwide.

Watch the video

Next: Breaking Barriers with Bruce Marks

Breaking Barriers with Bruce Marks

Watch our new podcast Breaking Barriers with Bruce Marks. See how after 40+ years he continues to break barriers, stabilize communities, and set a new standard in mortgage lending. This is a podcast you don't want to miss.

Watch Breaking Barriers Podcast

Next: Leading the fight for economic justice

Leading the fight for economic justice

We’re committed to helping the underserved build generational wealth through access to affordable mortgages and financial assistance.

Next: NACA Homeowner Stories

NACA Homeowner Stories

Watch how NACA has made the dream of homeownership a reality to thousands of working people across the US.

Homeowner Testimonial Videos

Next: Careers at NACA

Careers at NACA

We’re hiring variety of roles nationwide. NACA provides staff the opportunity to do well financially by doing good. We strongly encourage minorities, bilingual candidates (particularly Spanish) and Second Chance applicants to apply.

Join the NACA Staff

Logra los eventos de ensueño

Become a Homeowner

Access NACA’s Best in America Mortgage

Programa de Compra

Keep my home

Get assistance with an unaffordable mortgage & save your home

HomeSave Program

Find a home

Find an affordable home with NACA’s 
in-house realtors

NACA Realtors

Involucrarse

Volunteer or work for NACA in the fight for economic justice

Join the fight
NUESTRA MISIÓN

Equity for all

NACA fights to close the racial wealth disparity gap through character-based lending. We take our members’ circumstances into account to help make affordable homeownership a reality.

3

million

served

500K

homeowners helped

75K

NACA Mortgages

30%

all HUD housing counseling

$20B

mortgage commitments

Testimonios

Real stories, real people

Our members are the reason behind our mission.

See testimonials Submit testimonial
EVENTS

Logra los eventos de ensueño

Attend an event to access our services, meet with our team on becoming NACA Qualified

Achieve The Dream Event

Upcoming in Riverside, California

Friday, January 24th through Sunday, January 26th

Register Now

Achieve The Dream Event

Upcoming in Las Vegas, Nevada

Thursday, January 30th through Sunday, February 2nd

Register Now

Achieve The Dream Event

Upcoming in Indianapolis, Indiana

Friday, June 27th through Sunday June 29th

Register Now
OUR story

A history of advocacy and service

NACA has spent the last 36 years working 
to challenge the industry and change lives.

1988

First ever Housing Trust Fund

The Boston Hotel Workers Union negotiates the first ever housing trust fund, leading to the founding of the Neighborhood Assistance Corporation of America (NACA).

Read our story
Get involved

Join the fight

Stop corporate landlords

Cash investors are stealing the dream of homeownership. Help us campaign against corporate real estate investing.

Get involved

Fight for economic justice

NACA’s success is based on the active participation of our dedicated members and staff. Get involved today.

Conviértete en un NACtivista

Support our mission

Your financial support helps us make affordable homeownership a reality for thousands of each year. Donate today.

Donate to NACA
Podcasts

BREAKING BARRIERS with Bruce Marks

NACA’s founder and CEO Bruce Marks shares on his new podcast his insights about the ongoing fight against predatory lenders and his groundbreaking work providing affordable homeownership to historically underserved communities across the country, especially low- to moderate-income people and people of color. This is a podcast you don’t want to miss.